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HomeEconomic Development


Financial Fortitude, Delta’s current economic initiative, is a process that will help program participants to set and define goals, develop a plan to achieve them and to put the plan into action.   The key components of the program include Credit Principles, Investments, Retirement Savings, Home Ownership, and Estate Planning. The objective is to assist chapter members and the local community in realizing the overarching goal of personal wealth and financial security through an understanding of the basic principles of goal setting, financial planning, budgeting, debt management, savings and investments, education savings, retirement planning, home ownership, insurance, estate planning and entrepreneurship.

Current HMAC programs target debt reduction and creating positive financial attitudes through offering the dfree® Financial Freedom Movement series, including the 12-Step Debt Free Reduction Program and the 52-Week Savings Challenge.  There are also plans to offer a first time home buyers workshop and partner with

Please forward any inquiries regarding our Economic Development Programs to